Our Products
Our platform helps your business in managing expenses. These are some of the reasons why you should use our platform in managing business finances.
Finance Lease
Looking to get a finance lease? As one of the nation's top leasing companies, we make leasing for customers seamless. Our finance lease helps companies and employees of organizations in acquiring vehicles, equipment (Used and New), and other household items of their choice for a maximum of 48 months tenor.
- Our interest rates are the lowest in the leasing industry and we are cultured with openness in all our dealings.
- Through our Finance Lease product, clients become potential owners of their dream assets.
- We have reliable structures and systems set up to ensure optimum protection of our client's assets.
- Flexible repayment mode/plan
Micro Lease
This is a leasig arrangement for transporters and small & medium businesses in our localities. It is based on group financing against individual financing for a maximum period of 52 weeks.
- The Micro lease helps customers acquire productive assets gradually over time and use the assets to grow their businesses and earn revenue.
- Enjoy protection against damage or loss of assets in case of cyclical market variations.
- Our interest rates are the lowest in the leasing industry and we are cultured with openness in all our dealings.
- Through our Finance Lease product, clients become potential owners of their dream assets.
Operating Lease
Now you have one less thing to worry about. Our operating Lease is a corporate asset finance product that enables corporate multinational companies to have access to the use of vehicles/equipment of their choice and pay a fixed monthly rental for a pre-agreed period or kilometers. Monthly payments usually cover all servicing and maintenance costs. Agreed fixed rentals will be paid. The company can work with specific budgets based on fixed monthly repayments.
- It is cost-effective and ensures adherence to the budgets because only agreed fixed rentals will be paid. The company can work with specific budgets based on fixed monthly repayments.
- It frees up working capital for core businesses, as it does not require a need to allocate capital for purchasing vehicles, this capital can then be easily used for other business needs.
- It provides off-balance sheet financing that improves financial ratios. As it will not be included in the assets on the balance sheet, thereby freeing up depreciation and maintenance expenses on the balance sheet.
- Our tenor for repayment of facility eases client's difficulties and it is the best in the leasing industry.
Sales and Leaseback
Monetize your assets and redeploy capital back into your business with our sales and leaseback product. This is a product in which a company or an individual that wishes to raise capital for various purposes, sells his/her vehicle to Creditville Finance Limited and turns around to lease it from the company for a maximum period of 24 months.
- Through our Sales & Lease Back product, clients get funds for their business expansion.
- The company is free from the asset’s volatility risks that have to be borne in case of cyclical market variations.
- We offer a flexible plan for repayment of facilities to help ease clients' difficulties.
- Clients can be sure to get their assets, in good condition once all obligations are met.
